Wealth Protection Plan

Secured Planning for retirement and transmission of HNWI’s assets

High Net Worth Individuals around the world deal with and invest in many types of assets and businesses. HNWIs have people around them they want to protect or to whom they want part or all of their assets to be transferred if the worst happens.

Unfortunately, many neglect to put in place an organised structure, a proper retirement plan, and a dedicated inheritance programme to ensure the continuity of their affairs, their businesses and incomes for the next generation.

Who are HNWIs ? 

  • they have participations in Private Equity,

  • they are holding one or more portfolios of securities,

  • they are co investing with other families or investors,

  • they have shares invested in different projects,

  • they own several estates and assets around the world (villas, yachts, planes, etc),

  • they have people they want to protect financially, such as children, partners, business associates, and/or charities.

Our innovation, Your confidence

Creatrust understands all the key issues which are important for families, UHNWIs and their relatives.
Such expertise allows to help such families to plan for retirement, and when necessary inheritance, succession, in a secure, robust and advantageous manner.

Suc structure an process ensure that the family's wealth receives the full benefits provided by Luxembourg's favourable and innovative jurisdiction and the four step "Wealth Protection Plan" has been devised to allow HNWIs, with complex wealth and assets, the assurance that everything will be taken care of.

Protect your wealth with expert planning and structuring

The incorproation of a Private Foundation  is clearly a type of structure which fits perfectly with the needs of HNWIs.

A Private Foundation is a flexible entity with a legal personality to which a settlor (resident or non-resident) transfers its assets and appoints a board of directors so that they may take charge of the administration of the Foundation.

The settlor will also appoint beneficiaries (if not, a rule to determine who the beneficiaries will be is selected).

The settlor reserves all rights to modify or to amend the board of directors and the list of beneficiaries at any time.

The settlor also appoints a protector. Its role is not to manage the assets of the Foundation but to ensure that the wishes of the settlor are always u[held and the procedure of transfer to the next generation will be carefully applied in the future.

A dedicated package of services in 4 steps

The package services called the "Wealth Protection Plan" enables HNWIs to set up a secure, robust plan for retirement and/or succession.

Step One 

Step Two

Step Three

Step Four

From here on, the protector is responsible for monitoring the board of directors' activities and will be ready to act upon the settlor's plan should the worst happen, or any of the stated eventualities.

The settlor can be appointed as Director of the Foundation; he or she can modify the list of directors and their powers, and alter the list of beneficiaries at any time. The settlor remains in full control of assets managed by the Foundation until such specified circumstances which would see the protector enact the settlor's instructions.

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To help us to understand your project better and to respond adequately to your request in the fastest way, please let us know more about the structure you wish to put in place:

Step 1.

Is your request about one of the following services:

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One of our advisors will be in contact to discuss your requirements in further detail.

All your personal information will strictly be used by Creatrust for professional purposes. To access, modify, rectify and delete your data, please contact Creatrust at: 2C, Parc d’Activités – L-8308 Capellen - G.D. Luxembourg